VA One Time Close Program 

This construction to permanent loan is a true one time close construction loan for new manufactured, modular, or one unit stick built homes.  By providing financing for the construction loan, lot purchase and permanent financing all into one loan, there is no need for re-qualifying, re-appraisals and additional closing costs.  It is a true solution to today's limited supply market.  



  • Credit Scores Down to 620
  • 15 and 30 yr Terms
  • 100% Loan To Value
  • Double and Triple Wide Manufactured Homes OK
  • Modular Homes
  • One Unit Stick Built House
  • No payments required during construction period

Already Own The Lot?

If you already own the lot or have an equity position you can apply this equity to your required down payment.